Claim of dividend from IEPF

  Losing a loved one is emotionally painful. Along with that, families often face legal and financial issues especially when it comes to claiming the assets of the deceased. One important document that can make this process easier is the Legal Heir Certificate. This certificate identifies the rightful heirs of the deceased person and is needed to access or transfer property, pensions, bank balances, insurance, or shares. In this blog, we’ll explain why you need a legal heir certificate, how you can apply for it online easily, and how it relates to other legal terms like succession certificates , unclaimed shares , and probate of will .   What Is a Legal Heir Certificate? A Legal Heir Certificate is a government document that lists all the legal heirs of a deceased person. It proves the relationship between the deceased and the person claiming the assets. This certificate is usually required when: A family member dies without a will. You want to transf...

  Changing jobs is a big step. You update your resume, meet new people, and take on new roles. But in the middle of all that change, one thing often gets left behind your old Provident Fund (PF) account. If you didn’t transfer or withdraw your PF after switching jobs, that money could be sitting unclaimed. The good news? You can recover it easily. In this blog, we’ll walk you through how to claim unclaimed PF amount , when you might need documents like a Waris Certificate, and how the probate of will procedure may come into play in special situations. Let’s get started.   💼 What Is an Unclaimed PF Amount? When you leave a job and don’t transfer or withdraw your PF (Provident Fund), that money stays in your old PF account. Over time, if it’s not touched for more than 36 months, it is marked as unclaimed. It doesn't disappear—your money is still safe. It even earns interest for some time. But you need to follow the right steps to claim it.   🔍 Why Do PF Amou...

  Many people forget about their old Provident Fund (PF) accounts when they change jobs or retire. Sometimes, employees pass away, and their family members are unaware of the PF amount left behind. This money becomes an unclaimed PF amount, but the good news is — it can still be claimed. Whether you’re a former employee or a legal heir, this guide will help you understand how to recover unclaimed PF funds easily.   What is an Unclaimed PF Amount? An unclaimed PF amount is the money lying idle in your EPF (Employees’ Provident Fund) account that has not been withdrawn or transferred for a long time — usually after changing jobs, retirement, or death of the account holder. The Employees' Provident Fund Organisation (EPFO) keeps these funds in a special account. If the account has been inactive for more than 36 months and no claim has been made, it is marked as “unclaimed.” But don't worry — you can still apply to claim it.   Who Can Claim Unclaimed PF Amount? ...

  Losing a loved one is never easy. Along with emotional pain, families also face many legal and financial challenges. One common issue is getting access to the deceased person’s money, bank accounts, shares, or insurance claims. If the person passed away without leaving a will, or even if there is a will that needs to be enforced, the succession certificate plays an important role. This blog will help you understand who can apply for a succession certificate, how the process works, and how it connects with probate of a will and unclaimed insurance claims. We will also explain where and how to make the application for a succession certificate using simple terms. What Is a Succession Certificate? A succession certificate is a legal document issued by a civil court. It gives authority to the legal heir(s) to collect debts and securities of a deceased person. This certificate is mostly used when there is no will left by the person (also called intestate death ). With a succes...

  Have you ever changed jobs and forgotten to transfer or withdraw your EPF (Employees' Provident Fund) money? You’re not alone. In fact, according to recent reports, thousands of crores of rupees are lying as unclaimed EPF amounts with the Employees' Provident Fund Organisation (EPFO). This money belongs to people like you – workers who either forgot about their old accounts, didn’t claim them after retirement, or passed away without their families knowing how to claim it. In this article, we’ll explain what unclaimed EPF accounts are, why they happen, how you or your family can recover the money, and what legal documents may be needed, like a succession certificate or the probate of a will. We'll also guide you through the costs and procedures in simple language.   What Is an Unclaimed EPF Amount? An EPF account becomes “unclaimed” when no money is deposited or withdrawn from it for 36 months or more. These are usually accounts left behind when someone: Chang...

  When a loved one passes away, dealing with paperwork and legal formalities can be overwhelming. One important document that family members may need is a Legal Heir Certificate. This certificate helps to identify the rightful legal heirs of the deceased person and is often required to claim assets, properties, bank accounts, insurance, and more. Today, the process has become easier thanks to online services. In this blog, we’ll explain how you can apply for a legal heir certificate online, what documents you’ll need, and how it connects with related matters like probate of will in India and unclaimed debt recovery process.   What is a Legal Heir Certificate? How to Apply for a Legal Heir Certificate Online: Step-by-Step Guide When a loved one passes away, dealing with paperwork and legal formalities can be overwhelming. One important document that family members may need is a Legal Heir Certificate. This certificate helps to identify the rightful legal heirs of the ...